In case you forgot, effective January 1, 2013, both the Risk Based Pricing Notice (RBPN) and Credit Score Disclosure (CSD) are required to reference the CFPB instead of the Federal Reserve. Specifically, in the “How can you get more information about credit reports?” (RBPN) and the “How can you get more information?” (CSD) section it should state:
For more information about credit reports and your right under Federal law, visit the Consumer Financial Protection Bureau’s website at www.consumerfinance.gov/learnmore.
For many banks, this change will need to be made by your credit reporting agency.
Amy brings many years of banking and compliance experience to Banker’s Compliance Consulting. She has worked for both large and small financial institutions and spent time working in every area of a bank. She started out as a teller in college and eventually became a branch manager.
Her love, however, was always compliance. Amy began her career with Banker’s Compliance Consulting in 2000. Her knowledge and experiences have allowed her to develop a well-rounded and practical approach to regulatory compliance. Amy is CRCM certified, has a Bachelor’s Degree in Business Administration, and is a graduate of the ABA Compliance School.
Amy & her husband have two children at home and stay busy following their activities. They spend a lot of time in the bleachers!