The CFPB has announced changes to its Filing instructions guide for HMDA data collected in 2018. 
The changes clarify:
- That leading zeros should not be used to make a field a certain number of characters; and,
- If using the Guaranteed Underwriting System (GUS), Code 16 (“Other”) may be used in reporting the results.
Updates were also made to a couple of the validity edit codes.
We’ve updated our HMDA Data Guide (Version 1.2) to reflect that Code 16 (“Other”) is a valid option when using the GUS (#2 above). It is now available in our free Lending Tools.
Published
2018/02/06
Diane Dean