Bankers Blog
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COVID-19 Related Training Courses
Be sure to JOIN US for the following webinars on COVID-19 related issues to assist you during these uncertain times. April 8 – CARES Act SBA Payroll Protection Program Loans & Regulatory Compliance...
Have you received your first CARES Act SBA Payroll Protection Program Loan Application?
If you offer SBA loans, we want to help you be prepared to meet your small business customer’s needs. On April 8, 2020, we will be presenting a live webinar on SBA Payroll Protection Program loans. We’ll walk you through the eligibility, application,...
More Currency Transaction Report Changes
FinCEN has been busy when it comes to CTRs as of late. You may recall that around September FinCEN updated their CTR FAQs but never formally communicated the changes to financial institutions and those changes conflicted with the CTR instructions. Not too...
HMDA Coverage
Be sure to JOIN US on April 9, 2020, for our webinar, “HMDA Covered Transactions”. The HMDA Lowdown When it comes to HMDA, any type of improvement to the real property is a “home improvement” loan. So, if a loan is for underground sprinklers, landscaping, etc.,...
Ability to Repay, QM, High Cost & Higher Priced Mortgage Loans
Be sure to JOIN US on April 2, 2020, for our webinar, “Ability to Repay, QM, High Cost & Higher Priced Mortgage Loans”. ATR, QM, HCM and HPML….Oh my! It can be difficult to keep all these requirements straight, even for seasoned compliance...
TRID: Changes & Revisions
*In light of the recent events surrounding COVID-19, you may run into changed circumstances and the need for revised disclosures, now more than ever. Make sure you are on top of the rules! JOIN US on March 31, 2020, for our webinar, “TRID: Changed Circumstances...
Training in Uncertain Times
To say COVID-19 has thrown us all for a loop is quite an understatement. Many of you are implementing contingency plans you never thought would come to fruition. You’re trying to find creative ways to continue to serve your customers all while trying to...
Lender Credit FAQ’s
The CFPB recently updated their TRID FAQ’s by adding ten additional questions related to lender credits. How lender credits need to be disclosed is based on whether the creditor is absorbing (i.e. not charging) costs versus offsetting (i.e. charging and giving a...
FinCEN Alert Regarding COVID-19
By now we are all feeling the effects that COVID-19 has had on our daily life, both personally and professionally. It can be unsettling not knowing what tomorrow will bring. On March 16, FinCEN put out an update regarding COVID-19 and Bank Secrecy Act (BSA)...
Commercial Lending Compliance
Be sure to JOIN US on March 26, 2020, for our webinar, “Compliance Just For Commercial Lenders”. Do commercial loans have any three-day disclosure requirements like consumer loans? The short answer is, yes! The Equal Credit Opportunity Act (Regulation B) has an...