ATR/QM Matrix Updated for 2019

With a new year, of course, comes many revised compliance thresholds.  One of those is the annual adjustment to the points and fees thresholds, used as part of the criteria to Diane11determine whether a loan is a “Qualified Mortgage”.


As a result, we’ve updated our Repayment Ability Risk & Requirements Matrix to Version 4.4 for use in 2019.  It’s now available on our website as a free download.


Can you believe it’s been five years since these requirements went into effect!!  If you’re looking for a refresher, join us in April for Ability to Repay, QM, High-Cost & Higher-Priced Mortgage Loans!


Diane Dean

Share This