Are you prepared to report the NEW data fields on your HMDA-LAR in 2018? Did you know if you cure a tolerance violation on a 
TRID loan, you may have to report that as a Lender Credit for HMDA? Did you know you may be required to report the Rate Spread even if it does not exceed the Higher-Priced Mortgage Loan (HPML) thresholds over the Average Prime Offer Rate (APOR)?!
If you want to know more, join us on November 1, 2017, for our 2018 HMDA Data Webinar. We will give you in-depth compliance tips on each of the 2018 HMDA data fields!
Published
2017/10/25
Deb Irving
Deb joined Banker’s Compliance Consulting with twenty years of experience in the banking industry. Her past positions include teller, credit review analyst, assistant financial officer, BSA Officer, Compliance Officer, and Director of Compliance. She has worked for both a small community bank and a large billion-dollar bank.
Deb has Associate Degrees in Business Management and Accounting. She is a graduate of the American Bankers Association National Graduate School of Compliance Management, an honors graduate of Schools of Banking Compliance School, and a graduate of Schools of Banking Advanced School of Banking. Deb’s considerable knowledge and experience make her a valuable member of the Banker’s Compliance Consulting Team. Deb is a Certified Regulatory Compliance Manager (CRCM) and a Certified Anti Money-Laundering Specialist (CAMS).
Deb loves to spend her free time cycling, running, kayaking and weight lifting with her husband. Between them, they have three adult children and six grandchildren. Other interests include anything outdoors and anything she hasn’t done or seen yet!