2016 “Small Creditor” Threshold

The threshold used to determine small creditor status under Regulation Z will be $2.052 billion in 2016. This is down from $2.060 billion in 2015. This threshold comes into play for the Ability to Amy11Repay/Qualified Mortgage rules under §1026.43 and HPML escrow accounts under §1026.35(b)(2)(iii)(C).

Amy Kudlacek

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