2015 CRA Threshold

The regulatory agencies have announced that the asset-size thresholds for CRA was adjusted and will take BSA Training and Banking Regulations Compliance Consulting amy11 - 2015 CRA Thresholdeffect January 1, 2015.  These thresholds determine whether an institution will be classified as a small bank, intermediate-small bank or large bank for CRA purposes.  In 2015:

  • A “small bank” or “small savings association” means assets less than $1.221 billion, for either of the prior two calendar years (December 31, 2014 & December 31, 2013).
  • An “intermediate small bank” or “intermediate small savings association” means assets of at least $305 million for both of the two prior calendar years but less than $1.221 billion for either of those same years.
  • A “large bank” or “large savings association” means assets of $1.221 billion or more for both of the prior two calendar years.

Published
2014/12/23
Amy Kudlacek

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