The FFIEC recently issued a Press Release that they have (finally) released the 2010 HMDA data. In the past, HMDA data was typically released around the end of July or the beginning of August. If I recall correctly, last year it also took until the end of September.
HMDA banks will need to download their data and make it available to the public. §203.5(b) states:
The bank shall make its mortgage loan disclosure statement (prepared by the FFIEC) available at the home office and in at least one branch office in each additional MA where it has offices. The disclosure statement at a branch office need only contain data relating to properties in the MA where the branch office is located. You must place the mortgage loan disclosure statement in the bank’s CRA public file within three business days upon receipt.
David’s banking career began as a field examiner for the FDIC in 1990. He later became a Compliance Officer and Loan Officer for a small bank. In 1993, he established Banker’s Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produces.
He is an expert in compliance regulations. He is also a motivational speaker and innovative educator. His quick wit and sense of humor transforms the usually tiring topic of compliance into an enjoyable educational experience. David is on the faculty of the American Bankers Association National Compliance Schools and has served on the faculty of the Center for Financial Training for many years. He also is a frequent speaker at the ABA’s Regulatory Compliance Conference. He is also a trainer for hundreds of webinars, is a Certified Regulatory Compliance Manager (CRCM) and has been a BankersOnline Guru for many years. The American Bankers Association honored David with their Distinguished Service Award in 2016.
David and his wife Karen have three adult children, four grandchildren (none of whom live at home!) and two cats (of which Dave is allergic … the cats, not the children!). They recently moved to an acreage outside of Lincoln, Nebraska where he gets to play with his tractor. When possible David can be found fishing, making sawdust in his shop, or playing the guitar and piano. He also enjoys leading worship at his church.