• Home
• About Us
  • History
  • Meet Us
    • David A. Dickinson, President
    • Denise Wiese, Consultant
    • Jerod Moyer, Consultant
    • Amy Kudlacek, Consultant
    • Steve Doty, Consultant
    • Leigh Anne Hoatson, Consultant
    • Deb Jost, Consultant
  • Contact Us
• Services
• Reviews
• Products
  • Seminars
  • Compliance Manuals
  • Other Products
• Seminars
• Compliance Resources
  • Compliance Links
  • Free Downloads
• Newsletter
  • Newsletter Login
  • Free Trial
  • Subscribe Now
  • Cancel Subscription
• Contact Us
• Blog
  • Proof of Flood Insurance - Part 1
  • Proof of Flood Insurance - Part 2
  • Late EFT Errors
  • FACT Act Red Flags and Address Discrepancies
  • Changing Late Payment Fees
  • CIP and Loan Officers
  • Consumer Complaints
  • SAR Filings Skyrocket
  • HELOC Renewals & Extensions
  • Consumer Help or Banker Headache?
  • "Government Made Easy" Yeah Right! (aka HUD's New RESPA Proposal)
  • An Update from a FDIC Field Examiner
  • Flood Answers...or More Questions? It's Your Time to Speak Up!
  • Flood Zone Discrepancies
  • SAR Tips
  • Regulator Hotline
  • FEMA Resolves Flood Zone Discrepancy Issues
  • The Best Compliance Manual
  • Office Fire
  • Flood Reform
  • Continuing To Share With Affiliates
  • Flood Insurance & Insurable Value
  • What I Learned at the ABA's RCC
  • ID Theft Prevention Program
  • Flood Insurance at Loan Closing?
  • UDAP (Unfair and Deceptive Acts or Practices)
  • ABA RCC Flood Issues
  • BSA Risk Rating
  • HMDA: What is Your HMDA Data Telling You?
  • Compliance Officers - Risk Rating & Prioritizing
  • New & Emerging Compliance Issues
  • Free OFAC List Searches
  • HMDA Getting It Right Updated
  • Paying A Bonus On Deposit Accounts
  • HMDA Plus
  • Right of Rescission
  • Flooding and a Bank's Reputation
  • Extension of the NFIP
  • New FDIC Insurance Increase and Signage
  • OTS Adverse Action Notices
  • FACT Act Exam Procedures
  • OFAC Searches
  • FTC Delays Red Flags Rule
  • FTC Red Flags Delay Update
  • Advertising Closed-End Loans
  • Application vs. Inquiry
  • HUD (or is it DUH!) Final Changes
  • RESPA Final Rule Issued
  • Common Violations and Risk Areas
  • Common Violations and Risk Areas - Continued
  • Consumer Compliance Handbook (November 2008 Update)
  • Getting Credit When Credit Is Due
  • A Little Friday Humor
  • Servicemember Civil Relief Act (SCRA)
  • CTR Exemption Changes
  • HOEPA Update Reminder
  • Effective Dates
  • Servicing Disclosure Statement
  • Closing Agent HUD Settlement Statement Errors
  • MSB Exam Manual
  • HMDA Rate Spread Calculator
  • FinCEN Pamphlet on CTRs and Structuring
  • NFIP Expires Today
  • HOEPA Worksheet Correction
  • NFIP Extended
  • New Flood Determination Form
  • Suspicious Lending Activity
  • Escrow Analysis Update
  • Red Flag Help
  • Reasons to Buy Flood Insurance
  • HMDA Data Requests
  • CTR Exemption Guidance
  • HMDA Data Requests - Part II
  • Red Flags Delayed?
  • RESPA Changes - Not In Our House!
  • MDIA Rules Finalized
  • Privacy Disclosure Changes?
  • OFAC Everything?
  • Excess Debits - Not What It Used To Be
  • Excess Debit Changes-Additional Thoughts
  • HOEPA Worksheet Version 2009-1
  • HMDA Getting It Right Updated
  • Real Estate Matrix 7.1
  • 90 Day SAR Narrations
  • July 3, 2009 - Business Day?
  • Reg D Changes Effective July 2nd
  • SAR Narrations
  • Check Processing Region Changes
  • Hold On!
  • Training Budget Cuts?
  • Reg CC Blog Correction
  • MDIA Effective Today
  • Real Estate Matrix 8.0
  • Compliance Officer Call to Action
  • FACT Act Final Rule Issued
  • Reg Z Credit Card Act...Not Just Credit Cards
  • RE Matrix Correction
  • The Final Flood Q & A Is Here!
  • Joint Intent Lawsuit Update
  • Rescission Woes
  • Compliance Disorders
  • Check Processing Region Changes
  • Over-Stated APRs & Preliminary TIL Disclosures
  • 2008 HMDA Data Released
  • FED Top Violations - Part 1
  • FED Top Violations - Part 2
  • ABA Letter to HUD
  • RESPA Training & Examples
  • Transaction Account Guarantee Program Updates
  • BSA Super Hero!
  • BREAKING NEWS!!!!
  • Reg E: New Requirements Regarding Overdraft Services
  • EFT Disclosures at ATMs
  • RESPA Settlement Cost Booklet
  • RESPA Settlement Cost Booklet - Take 2
  • Risk Based Pricing Finalized
  • RESPA Poem
  • RESPA Help for Closing Agents
  • CRA Asset Size Adjustment
  • HMDA Asset Threshold for 2010
  • HOEPA & Escrow Analysis Worksheets Updated
  • 2009 - What A Year!
  • NFIP Lapses...Again!
  • NFIP Extension
  • Be Careful With Student Loans

Blog

NFIP Expires Today

By Amy Kudlacek

For those of you who live and breathe compliance, you may already be aware that the National Flood Insurance Program(NFIP) expires today, March 6, 2009.  In a blog last year, we alerted you to this fact.

We have heard nothing as to when or if the NFIP will be extended.  I guess the important thing to remember is not to panic.  This has happened before.  We expect in the near future the Regulatory agencies will issue a memo addressing this situation.

As always, we will keep you informed if we learn of any developments.