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Blog

HMDA Getting It Right Updated

By Amy Kudlacek

For those HMDA banks out there that may not have heard, the HMDA-Getting It Right manual was recently updated.  It appears that most of the changes are technical, for example, updating dates, page numbers, etc.  The only substantial change relates to the Truth in Lending-Higher Priced Mortgage Loan provisions that take effect on October 1, 2009.  Sections have been added to assist in how to determine and report this information.  You can review a listing of all the applicable changes and download a copy of the new manual at the FFIEC's website.