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Blog

Effective Dates

Amy Kudlacek

By Amy Kudlacek

So you say that you're having a difficult time keeping all the recent regulatory changes straight?  Well join the club!  I was going crazy trying to remember the effective dates for the various regulatory changes so I put together the following list.  I'm sure there will be more additions before too long.

January 5, 2009                                                      October 1, 2009

CTR Exemption Rule changes                                    Truth in Lending changes

                                                                                  HMDA rate spread rule

January 16, 2009                                                    January 1, 2010

Portions of RESPA changes                                        Remainder of RESPA changes

                                                                                  TISA changes due to new credit card rule

January 31, 2009                                                    April 1, 2010

Elimination of the Des Moines check region               Truth in Lending (escrow requirement) for site-built homes

August 7, 2009                                                         July 1, 2010

New FDIC address on Fair Housing Poster                UDAP and Truth in Lending changes due to new credit card rule

September 17, 2009                                                October 1, 2010

New OTS address on adverse action notices             Truth in Lending (escrow requirement) for manufactured homes

 

 

 

 

This entry was posted on January 5th, 2009 at 11:48 am. RSS | Back to Blog Homepage.


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