Addresses Updated for OCC Banks
By Deb Jost
On October 11, 2011, the Office of the Comptroller of the Currency (OCC) issued Bulletin 2011-41 advising their institutions on the names and addresses to be disclosed on various notices and/or posters required by various regulations. These include the Community Reinvestment Act (CRA), Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA). These changes are a result of the July 21st transfer of the Office of Thrift Supervision (OTS) functions to the OCC and are required to be made within 90 days.
CRA PUBLIC NOTICE
| Large Bank SupervisionDeputy ComptrollerLarge Bank SupervisionOffice of the Comptroller of the Currency250 E Street, SWWashington, DC 20219-0001 | Midsize & Credit Card Bank SupervisionDeputy ComptrollerMidsize Bank SupervisionOffice of the Comptroller of the Currency250 E Street, SWWashington, DC 20219-0001 |
| Central DistrictDeputy ComptrollerCentral DistrictOffice of the Comptroller of the CurrencyOne Financial PlaceSuite 2700440 South LaSalle StreetChicago, IL 60605 | Northeastern DistrictDeputy ComptrollerNortheastern DistrictOffice of the Comptroller of the Currency340 Madison AvenueFifth FloorNew York, NY 10173-0002 |
| Southern DistrictDeputy ComptrollerSouthern DistrictOffice of the Comptroller of the Currency500 North Akard StreetSuite 1600Dallas, TX 75201 | Western DistrictDeputy ComptrollerWestern DistrictOffice of the Comptroller of the Currency1225 17th StreetSuite 300Denver, CO 80202 |
FAIR HOUSING POSTER
Office of the Comptroller of the CurrencyCustomer Assistance Group1301 McKinney Street, Suite 3450Houston, TX 77010-9050The provision dealing with submission of FHA complaints to HUD remains unchanged.
ECOA NOTICE
The enforcement authority of ECOA for OCC-supervised institutions with assets greater than $10 billion was transferred to the Consumer Financial Protection Bureau (CFPB) by the Dodd-Frank Act. The CFPB plans to update ECOA to reflect the supervisory changes; however until this occurs, financial institutions should continue to provide the address as specified in Appendix A of the regulation.
Federal savings associations which are now supervised by the OCC should continue to use the OTS address for complaints. ECOA and other consumer complaints that are received OTS address will be forwarded to the appropriate supervisory agency for processing. Similarly, complaints received by the OCC for institutions supervised for consumer compliance by the CFPB will be forwarded to the CFPB.