Blog Archive

2012 HMDA Threshold Announced

Overdraft Chaos Update...Some Good News, Some Bad News

Classifying Home Improvement Loans

Overdraft Restitution Update

HMDA - Reporting GMI for "Entities"

CFPB Regs Issued

2012 CRA Threshold Updated

2012 HOEPA

Reg Z & Reg M Thresholds Effective January 1

NFIP Extended Again - Are You Getting Tired of This Yet?

OFAC Search Tool

Business Loans - Credit Reports & Adverse Action Notices

Flood FAQs...Finally!

Addresses Updated for OCC Banks

The NFIP Is Good...For Now

2010 HMDA Data Released

BSA E-Filing

Goodbye Reg Q

RESPA Section 8

Final Reg B/V Credit Score Disclosure Rules

Senator Johanns

Mortgage Disclosure Forms

Adverse Action Notices & Credit Score Disclosures

Know Before You Owe

Late GFEs - Are They Insane?

ATM Signage

Tax Transcript Fees on the GFE

FDIC Address Change

CRA Public File Update

Financial Disclosure Statement Update

CRA & HMDA Data Due March 1st

Bonus on Account Flowchart Updated

BCC Welcomes a New Consultant

HPMLs - To Round or Not To Round That Is the Question

SCRA Notice Updated

Reg Z Proposals Withdrawn

SAFE Act Registry Opens

New Truth in Lending Requirements Effective 1-30-11

It's Time to Revise Lobby and Website Notices

A Different Kind of Escrow - Part 2

A Different Kind Of Escrow

Changes to Servicemember Civil Relief Act Extended

Changes to FDIC Insurance Changes...Here We Go Again!

Amendments Issued to Reg Z Interim Final Rule

CRA Asset-Size Threshold Updated

Reg Z Changes January 30, 2011

HMDA Asset-Size Trigger Amount Adjusted

HOEPA Worksheet Version 2011-1

RESPA Round-Up December 2010

Meet our Newest CRCM

Transaction Account Guarantee Program Changes-Part 2

Transaction Account Guarantee Program Changes

NFIP Extended 10/1/2010

Will Flood Insurance Be Extended?

Fair Lending...Everything is Fair Game!

Reg Z Billing Rights Notice

Four Letter Word...****!

What Is A PEL?

FDIC Insurance Limit Increased

FRB Consumer Compliance Manual

TISA Overdraft Fees

Financial Reform!

Flood Insurance Bill On the Horizon?

Financial Reform Bill Update

Tired of Regulatory Change? - Stay Tuned!

NFIP Extended (at least for awhile)

OCC Issues Guidance for Flood Lapse

Shocking News Alert (Not Really) - NFIP Lapses Again

CONGRATULATIONS

BSA Exam Manual Updated

What I Learned At The ABA School

NFIP...Off, On, Off, On Again...At Least For Awhile

Privacy Notice...Better Late Than Never

More RESPA FAQs To The Rescue

NFIP Lapse - Part 2

NFIP Lapses Once Again

Going Easy On RESPA?

Is HUD Making This Up As They Go?

Be Careful With Student Loans

NFIP Extension

NFIP Lapses...Again!

2009 - What A Year!

HOEPA & Escrow Analysis Worksheets Updated

HMDA Asset Threshold for 2010

CRA Asset Size Adjustment

RESPA Help for Closing Agents

RESPA Poem

Risk Based Pricing Finalized

RESPA Settlement Cost Booklet - Take 2

RESPA Settlement Cost Booklet

EFT Disclosures at ATMs

Reg E: New Requirements Regarding Overdraft Services

BREAKING NEWS!!!!

BSA Super Hero!

Transaction Account Guarantee Program Updates

RESPA Training & Examples

ABA Letter to HUD

FED Top Violations - Part 2

FED Top Violations - Part 1

2008 HMDA Data Released

Over-Stated APRs & Preliminary TIL Disclosures

Check Processing Region Changes

Compliance Disorders

Rescission Woes

Joint Intent Lawsuit Update

The Final Flood Q & A Is Here!

RE Matrix Correction

Reg Z Credit Card Act...Not Just Credit Cards

FACT Act Final Rule Issued

Compliance Officer Call to Action

Real Estate Matrix 8.0

MDIA Effective Today

Reg CC Blog Correction

Training Budget Cuts?

Hold On!

Check Processing Region Changes

SAR Narrations

Reg D Changes Effective July 2nd

July 3, 2009 - Business Day?

90 Day SAR Narrations

Real Estate Matrix 7.1

HMDA Getting It Right Updated

HOEPA Worksheet Version 2009-1

Excess Debit Changes-Additional Thoughts

Excess Debits - Not What It Used To Be

OFAC Everything?

Privacy Disclosure Changes?

MDIA Rules Finalized

RESPA Changes - Not In Our House!

CTR Exemption Guidance

Red Flags Delayed?

HMDA Data Requests - Part II

HMDA Data Requests

Reasons to Buy Flood Insurance

Red Flag Help

Escrow Analysis Update

Suspicious Lending Activity

New Flood Determination Form

NFIP Extended

HOEPA Worksheet Correction

NFIP Expires Today

FinCEN Pamphlet on CTRs and Structuring

HMDA Rate Spread Calculator

MSB Exam Manual

Closing Agent HUD Settlement Statement Errors

Servicing Disclosure Statement

Effective Dates

HOEPA Update Reminder

CTR Exemption Changes

Servicemember Civil Relief Act (SCRA)

A Little Friday Humor

Getting Credit When Credit Is Due

Consumer Compliance Handbook (November 2008 Update)

Common Violations and Risk Areas - Continued

Common Violations and Risk Areas

RESPA Final Rule Issued

HUD (or is it DUH!) Final Changes

Application vs. Inquiry

Advertising Closed-End Loans

FTC Red Flags Delay Update

FTC Delays Red Flags Rule

OFAC Searches

FACT Act Exam Procedures

OTS Adverse Action Notices

New FDIC Insurance Increase and Signage

Extension of the NFIP

Flooding and a Bank's Reputation

Right of Rescission

HMDA Plus

Paying A Bonus On Deposit Accounts

HMDA Getting It Right Updated

Free OFAC List Searches

New & Emerging Compliance Issues

Compliance Officers - Risk Rating & Prioritizing

HMDA: What is Your HMDA Data Telling You?

BSA Risk Rating

ABA RCC Flood Issues

UDAP (Unfair and Deceptive Acts or Practices)

Flood Insurance at Loan Closing?

ID Theft Prevention Program

What I Learned at the ABA's RCC

Flood Insurance & Insurable Value

Continuing To Share With Affiliates

Flood Reform

Office Fire

The Best Compliance Manual

FEMA Resolves Flood Zone Discrepancy Issues

Regulator Hotline

SAR Tips

Flood Zone Discrepancies

Flood Answers...or More Questions? It's Your Time to Speak Up!

An Update from a FDIC Field Examiner

"Government Made Easy" Yeah Right! (aka HUD's New RESPA Proposal)

Consumer Help or Banker Headache?

HELOC Renewals & Extensions

SAR Filings Skyrocket

Consumer Complaints

CIP and Loan Officers

Changing Late Payment Fees

FACT Act Red Flags and Address Discrepancies

Late EFT Errors

Lending Suspicious Activity

Proof of Flood Insurance - Part 2

Proof of Flood Insurance - Part 1

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